10 Common Cashback Myths in India

 10 Common Cashback Myths in India

1. Myth: "Cashback is always too good to be true."

Reality: Cashback is often a legitimate extra for users, as retailers or platforms pay commissions to cashback providers, who pass part of it to users. It's a win-win, not a scam.

2. Myth: “All cashback apps are untrustworthy.”

Reality: Many legitimate apps exist. For instance, CashPromise has a 4.4 rating on the App Store and positive user reviews like “I have been using CashPromise for last 5 years” and “best app ever.”

3. Myth: “Cashback is only available online.”

Reality: While popular online, cashback can also be earned in-store through linked credit cards or cashback apps offering codes or automatic tracking.

4. Myth: “All ‘100% cashback’ offers are legitimate.”

Reality: Many such offers are gimmicky, statistically unlikely, or unsustainable. That flashy 100% cashback is often very misleading.

5. Myth: “Cashback offers won't vanish midway.”

Reality: Some offers may get canceled if terms aren't followed strictly. For example, a Reddit user said about CashKaro:

“This is so frustrating … they cancelled my cashback stating I used another coupon which I have not.”

It’s essential to track cashback policies carefully. 

6. Myth: “Cashback offers are always safe—click any link!”

Reality: Fake cashback links are a common scam. Fraudsters design sites resembling Paytm or PhonePe to trick users. These often redirect you and cost you money.
Truth: Always verify offers through the official app.

7. Myth: “Cashback never expires or has conditions.”

Reality: Some schemes have validity, usage criteria, or spending thresholds. Always read the fine print—cashback isn’t always instant or unconditional.

8. Myth: “Cashback always feels like winning—and always works.”

Reality: The thrill of getting cashback can be addictive—as one Redditor put it:

“Even ₹50 cashback … it feels like winning the lottery”

But as others shared, the systems behind them (like random spins or limited quotas) can change unexpectedly. 

9. Myth: “Referral-based cashback always benefits you exclusively.”

Reality: Some cashback platforms reward the referrer, and if you sign up via someone’s link, part of your cashback may go to them. A Reddit post warned:

“if you bought a bag from their link … next time cashback will also go to them”

10. Myth: “Cashback is always credited promptly; customer service will help if it doesn't.”

Reality: Not always. One user shared this frustration:

“I subscribed … promised ₹100 cashback … it’s been 3 weeks … no cashback. Customer support unhelpful.” 

Delay or poor service can happen.

A Few Highlights on CashPromise

  • Highly rated (4.4/5) and well received by longtime users.

  • Offers cashback from top shopping platforms (Amazon, Flipkart, Myntra), and payouts via Paytm, bank, or GPay. 

  • Not a guaranteed system—always check terms before relying on cashback. (Applicable advice for any platform.)






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