Digital Gold vs. Physical Gold
Why more people are going Digital?
1. 💼 Convenience
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Digital Gold: Buy/sell instantly from your phone, anytime.
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Physical Gold: Requires visiting a jeweler or store, waiting time involved.
2. 🔐 Safety
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Digital Gold: \No risk of theft or loss.
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Physical Gold: Needs a locker or home storage; can be lost or stolen.
3. 📏 Purity Guaranteed
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Digital Gold: Always 99.9% (24K) pure, certified.
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Physical Gold: Quality may vary; risk of impurities unless tested.
4. 💰 Start Small
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Digital Gold: Start with as little as ₹10.
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Physical Gold: You need to buy grams at a time, which is more expensive upfront.
5. 🔄 Easy Liquidity
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Digital Gold: Sell anytime and get money directly to your bank.
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Physical Gold: You’ll need to find a buyer or return to a store; may face lower resale value.
6. 📊 Tracking & Transparency
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Digital Gold: Real-time price tracking, full transaction history online.
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Physical Gold: You rely on shop prices and manual invoices.
7. 💎 No Making Charges
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Digital Gold: You’re just paying for the gold.
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Physical Gold: Often comes with making charges (up to 25%) especially in jewelry form.

Investing in gold mutual funds gives you a smart and hassle-free way to tap into the power of gold—without ever having to hold it in your hands. Instead of buying physical gold, your money is pooled with other investors and used to invest in standard gold bullion.
Think of it as owning gold in digital form, but through a professionally managed fund. You get the potential benefits of gold—like acting as a hedge against inflation or market volatility—without worrying about storage, purity, or safety. Plus, since these funds are easy to buy and sell, they give you the flexibility and liquidity that physical gold can’t match.
It’s gold, made simple.
Managed by Aditya Birla Sun Life AMC—a trusted name backed by the Aditya Birla Group and Canada’s Sun Life Financial—this fund gives you a simple way to invest in gold without buying it physically.
How does it work? The Aditya Birla SL Gold Fund puts your money into the Aditya Birla Sun Life Gold ETF, which closely tracks the price of gold. So, when gold prices go up, the value of your investment can rise too—and vice versa.
It’s a convenient, secure, and professionally managed way to ride the ups and downs of the gold market—no lockers, no jewelry boxes, just pure gold exposure.
The Axis Gold Fund is managed by Axis Asset Management, backed by Axis Bank and global investment firm Schroder Singapore. It’s designed for people who want to benefit from gold’s price movements—without the hassle of storing or buying physical gold.
The fund invests in the Axis Gold ETF, which mirrors gold prices. So when the value of gold rises, your investment can grow too. It’s a simple and smart way to get exposure to gold as an asset—perfect for long-term wealth building or adding stability to your portfolio.
Managed by SBI Funds Management Ltd., one of India’s most experienced fund houses backed by the State Bank of India, the SBI Gold Fund offers a smart way to invest in gold—without dealing with the hassles of physical gold.
Instead of buying coins or jewelry, you invest in units that track the price of gold. As gold prices go up or down, your investment follows suit. It’s a convenient and secure way to add gold to your portfolio—ideal for those looking for stability and long-term value.
Managed by Invesco, a trusted global investment firm with roots in Atlanta, Georgia, and a presence in 25 countries, this fund brings international experience right to your portfolio.
The Invesco India Gold Fund invests in the Invesco India Gold ETF, which mirrors the movement of gold prices. So, as gold goes up or down, your investment reflects those changes—giving you the benefits of gold ownership without the hassle of physically storing it.
It’s a modern, efficient way to add the shine of gold to your investments—powered by global expertise.
The Kotak Gold Fund gives you a simple, paperless way to invest in gold—without having to buy or store it physically.
Your money goes into the Kotak Gold ETF, which closely tracks the ups and downs of gold prices. So, when the price of gold rises, your investment can grow too.
It’s a secure, convenient way to add gold to your portfolio—perfect for those who want to benefit from gold’s value without the traditional hassles.
The HDFC Gold ETF Fund of Fund (FoF) is managed by HDFC Asset Management Company, one of India’s most respected financial institutions. This fund offers an easy and efficient way to invest in gold—without dealing with physical gold at all.
How does it work? Your money is invested in the HDFC Gold ETF, which directly tracks gold prices. That means the fund’s returns move in line with gold’s market value. It’s a smart way to include gold in your portfolio—ideal for hedging against inflation or adding stability during uncertain times.
Managed by Quantum Asset Management, a firm known for its transparent and no-nonsense approach, the Quantum Gold Savings Fund offers a clean and straightforward way to invest in gold—without the burden of physically owning it.
This fund invests in the Quantum Gold ETF, which mirrors the daily price movements of gold. So, as gold prices rise or fall, the value of your investment follows. It’s a smart option if you're looking to protect your wealth, diversify your portfolio, or simply add a touch of gold to your long-term plans.
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